中文社論風 AI 退休規劃資訊圖

{
  "type": "中文社論資訊圖海報",
  "topic": "AI 與退休規劃的邊界",
  "style": "典雅學術雜誌資訊圖風格、扁平向量圖示、柔和質感米白紙張底色、均衡的中文編排排版、極簡東方典雅裝飾元素",
  "canvas": {
    "orientation": "portrait",
    "aspect_ratio": "3:4"
  },
  "palette": {
    "background": "warm ivory",
    "primary_text": "black",
    "secondary_text": "deep blue",
    "accent_red": "rose pink",
    "accent_green": "muted olive green",
    "accent_yellow": "golden yellow",
    "accent_blue": "navy blue",
    "line_color": "soft gray-blue"
  },
  "headline": {
    "text": "[AI 能幫你規劃退休，但不能替你負責]",
    "position": "top left",
    "font": "bold Chinese serif or Song-style display",
    "large": true
  },
  "subheadline": {
    "text": "MIT Sloan 對“AI + 退休規劃”的邊界判斷",
    "position": "below headline",
    "color": "deep blue",
    "font": "bold Chinese sans-serif"
  },
  "source_line": {
    "text": "來源：MIT Sloan / Andrew Lo",
    "position": "below subheadline",
    "color": "gray"
  },
  "layout": {
    "sections": [
      {
        "title": "高責任場景",
        "position": "upper middle",
        "count": 2,
        "shape": "rounded rectangle with pink border and pale pink fill",
        "icon_count": 3,
        "labels": [
          "AI = 輔助工具，不是最終決策者",
          "適合幫助思考，不適合替你拍板"
        ],
        "left_icon": "large pink warning triangle inside circle over wave pattern",
        "item_icons": [
          "person badge",
          "exclamation mark"
        ]
      },
      {
        "title": "強在幫你想清楚，弱在替你承擔後果",
        "position": "center",
        "count": 2,
        "shape": "large framed comparison panel",
        "subsections": [
          {
            "title": "AI 更適合做：認知輔助",
            "position": "left",
            "count": 4,
            "color": "green",
            "labels": [
              "解釋複雜概念",
              "比較不同方案",
              "做情景推演",
              "提醒行為偏差"
            ],
            "icons": [
              "book",
              "balance scale",
              "upward chart",
              "exclamation in speech bubble"
            ]
          },
          {
            "title": "AI 不能替代：責任判斷",
            "position": "right",
            "count": 4,
            "color": "pink-red",
            "labels": [
              "承擔法律責任",
              "精確稅務與收益計算",
              "處理複雜合規細節",
              "託管敏感隱私風險"
            ],
            "icons": [
              "courthouse",
              "calculator",
              "clipboard",
              "lock"
            ]
          }
        ],
        "center_icon": "blue circle with white balance scale"
      },
      {
        "title": "正確用法：把 AI 當分析夥伴，不當神諭",
        "position": "lower middle",
        "count": 3,
        "shape": "rounded rectangle with yellow border and pale cream fill",
        "labels": [
          "先用 AI 做認知準備：理解概念、列變數、梳理方案",
          "再讓 AI 挑戰你的假設：問它哪裡可能錯、缺了什麼資訊",
          "關鍵決策交給自己，並由專業人士複核"
        ],
        "left_illustration": "yellow rising sun over stylized landscape with bamboo leaves",
        "step_markers": "three yellow numbered circles: 1, 2, 3"
      },
      {
        "title": "注：本文強調的是“輔助決策邊界”，不是投資建議",
        "position": "bottom",
        "count": 1,
        "shape": "rounded rectangle with blue-gray border",
        "labels": [
          "Source: MIT Sloan, Want to use AI to plan your retirement? Here’s how to proceed"
        ],
        "left_icon": "blue fountain pen nib in circle",
        "right_decoration": "gray-blue wave pattern"
      }
    ],
    "decorations": {
      "count": 5,
      "items": [
        "top right cherry blossom branch with pink flowers and falling petals",
        "top left pagoda silhouette",
        "top left distant mountain silhouette",
        "small cloud-line motifs near upper corners of comparison section",
        "subtle wave patterns inside circular icons and lower right footer"
      ]
    }
  },
  "composition": "留白充足、除底部英文來源外全部為中文文字、從主標題到各色內容卡片層級分明、中央對稱式對比佈局、精緻利落的社交媒體資訊圖規格",
  "rendering": "清晰向量資訊圖、銳利字跡、細膩紙紋肌理、非寫實風格"
}