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Prompt1,546 / 1,000

Vertical 3:4 Japanese social media thumbnail design, high-impact YouTube and X cover layout. Background is a rich dark navy to deep purple gradient with a subtle spotlight glow in the center.

Typography and Layout:
- At the top, two hanging price tags suspended by thin strings: on the left, a slightly tilted red tag displaying bold white text "[月15,000円]" with a thick diagonal white strike-through line; on the right, a glowing neon green tag displaying bold white text "[月3,000円]".
- Below the tags, a massive bold white Japanese headline with a heavy black drop shadow reading: "[その課金、まだ早い]".
- Directly underneath the headline, a wide bright yellow rectangular banner featuring bold black Japanese text: "[月3,000円で足りる21の使い方]".

Subject:
- In the lower half, a crisp studio-cutout portrait of a smiling young Japanese woman with long black hair, bangs, wearing a beige knit sweater. She faces forward, raising her open left hand toward the viewer in a friendly "stop/wait" gesture, while holding a gold credit card in her right hand. Bright, clean studio beauty lighting with natural skin tones.

Accents:
- Exactly three 3D floating glossy gold yen coins embossed with the yen symbol: one upper-middle left, one lower-left, and one mid-right.
- Exactly two glossy white chat bubbles with three dark dots: one on the left near the raised hand, one on the right near the shoulder and text.

Style: Ultra-sharp commercial Japanese graphic design, saturated colors, glossy 3D accents, readable high-contrast typography, clean composite finish.

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