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Polished square 1:1 social media advertisement for [PhonePe], promoting instant group bill splitting for UPI payments with a party and nightlife energy. Deep purple and neon violet color palette, glossy fintech campaign style, dramatic depth of field.

Setting: A rooftop restaurant lounge at night with blurred city lights, purple bokeh, and friends seated around a dinner table.

Main Subject: In the foreground, a young woman stands confidently wearing a purple varsity jacket over a white crop top and light denim jeans with black nail polish. She holds a large smartphone close to the camera in her left hand as the dominant foreground element while pointing playfully with her other hand. Her face is covered with a flat, minimalist rectangular anonymization block in a natural skin-tone brown; three seated background friends have their faces covered by matching rectangular skin-tone blocks.

Phone Screen UI: Purple fintech interface titled "Dinner Split". Top shows time "9:41", total amount "₹3240", and subtitle "8 friends • ₹405 each". A green success card reads "Paid by everyone" and "Completed instantly". Below are exactly 8 itemized rows with tiny avatars, names, "₹405", and green checkmarks: Ananya, Rohan, Karan, Meera, Arjun, Simran, Vikram, Neha. Bottom rounded purple button reads "Split Again" with a check shield icon.

Floating Elements: 3 glowing purple transaction cards connected by dotted curved lines and avatar bubbles hover near her pointing hand: 1) "Payment Sent ₹405" with a lightning icon, 2) "Paid ₹405" with a green checkmark, 3) "All Settled! Everyone Paid" with a green checkmark.

Typography & Badges:
- Top left: [PhonePe] logo mark and wordmark in crisp white.
- Top right: Shield icon with "Trusted UPI".
- Background typography: Huge semi-transparent tilted purple lettering reading "NO DRAMA".
- Upper-right headline: Bold white uppercase "PAY YOUR PART. KEEP THE VIBE." with subheading "One tap and everyone’s sorted." and a subtle underline.
- Call to action: Near lower-right, a white pill button with purple text "Split in Seconds" and an arrow icon.
- Bottom strip: Translucent purple bar with 4 feature icons: "Instant settlements", "Group friendly", "Safe UPI payments", and "Everywhere accepted". Small badge beside reads "500M+ Indians use PhonePe".
- Bottom right: Official badges for "GET IT ON Google Play" and "Download on the App Store".
- Left edge: Vertical white text "PHONEPE • SPLIT BILLING • SOCIAL PAY • 2026".

Style: High-end commercial fintech composite, vibrant purple rim lighting, glossy UI reflections, crisp typography, cinematic night ambiance.

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